The Personal Lines Department provides professional insurance services for personal lines risks:
Home - High value homes often require more complex coverage options than standard insurance carriers can provide.
Flood - Most Homeowners policies do not include flood coverage. Flood coverage can be purchased up to the full value of your home.
Auto - When accustomed to quality, reliability, and comfort in your vehicle, your insurance policy should reflect the same high level of standards.
Collections – We have a strong appreciation for our clients’ passions, and we advise our clients in preserving their collections by providing guidance through appraisals, inventory assessments and asset protection.
Fine Art - Whether an established collector or actively acquiring, insurance solutions are tailored to meet individual needs.
Jewelry – Each jewelry collection is unique and carries with it not only financial but also substantial emotional value.
Classic Autos - A collector car is not only an investment, but a highly personal possession that reflects your passion for collecting, restoring, and driving exquisitely crafted and rare automobiles.
Wine - Investment grade wines are an insurable asset, which can be protected against breakage, wine cellar accidents, and refrigerator malfunctions.
Other Collectibles - Whether a passion for silver, furs, musical instruments, antiques, or other memorabilia, valuable collectibles need appropriate protection.
Liability – In today’s litigious environment our clientele requires the asset protection afforded by comprehensive liability insurance policies.
Personal Liability – An essential component of any home or auto insurance policy providing the first line of defense in the event of a claim.
Excess Liability – A second layer of protection triggered after the liability limits of an underlying policy are exhausted. Available as individual coverage or through a Group Personal Excess Liability program sponsored by an employer or other organization.
Workers Compensation – Insurance coverage to address potential injury to domestic staff and employees.
Employment Practices Liability – Protection to domestic employers from allegations including sexual harassment, wrongful termination, and discrimination.