Long-Term Care & Disability Insurance

Are your assets and income protected in the event of a prolonged illness or debilitating injury? Long-Term Care and Disability insurance are the answer.

Long-Term Care
Today everyone is almost certainly going to live longer, but not always healthier. The advanced technology that makes it possible to save more lives does not always restore health. For this reason, many people will need long-term care in a nursing facility or hospice; or at home, with a spouse or neighbor taking care of them. Either way, that care will cost money and individuals may find their life savings at risk.

At the Russell Agency, we offer Long-Term Care products that can protect your nest egg in retirement against a prolonged nursing home stay or home health care. Find out how we have helped others put their mind at ease.

Disability
Some injuries and illnesses may prevent you from working for an extended period of time. Disability coverage provides monthly income benefits for those who cannot perform the essential duties of their occupations due to illnesses or injuries occurring on or off the job. The Russell Agency features a number of quality companies that offer Disability Income Replacement products to protect your assets and income while you work and help bridge the gap when you can't.