Over 40% of small business owners never reopen their doors after a disaster

Of all the potential threats to your business, here’s one you may not have seen coming: a few inches

of water from a flood causing tens of thousands of dollars in damage. If you would have had flood

insurance, you and your business could have been financially protected.

Keeping your business protected means keeping your doors open.

If you think flooding can only temporarily sidetrack a business, think again. Over 40% of small

businesses never reopen their doors following a disaster, and the costs of flooding aren’t just short term.

A closed business means lost revenue, and a flooded business could mean tens of thousands

of dollars in debt.

It costs a little to protect a lot.

Over the past 5 years (2008-2012), the average commercial flood claim was over $85,000. Yet,

for as little as $237 a year, qualified business owners can get $100,000 of contents coverage. So

even if a disaster does hit, your business can get back on its feet quickly.

Owning a small business can come with big risks.

During a storm that floods, water doesn’t just flood your building. It could flood your equipment,

your electronics, your furniture and your entire inventory. Imagine having to replace all of that on

your own. Now imagine having it covered by flood insurance. Simply put, your business is too

important to leave exposed.

Only flood insurance covers floods.

Protect your business today. There’s typically a 30-day waiting period on new insurance policies. If you wait until a flood happens, it will be too late. Now is the time to protect your business.To purchase a flood policy, call The Russell Agency 203.255.2877. To learn more about flood risk and flood insurance, go to www.therussellagency.com

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