When you get a policy renewal notice in the mail it’s tempting just to sign off and mail it in. No one likes spending time parsing the details of an insurance contract, after all; and you might figure the policy is probably fine the way it is—just like last year’s. However, we urge you to take the time to give it a look-through. Maybe the carrier has changed coverage and is informing you, maybe you bought a new musical instrument, a piece of jewelry, or maybe your teenager is starting to learn how to drive. There are many little life changes that can occur over a year, or even six months, that can create new liabilities or render costly existing coverages unnecessary.
Don’t just renew—review. Better yet, review it with us. The Russell Agency is happy to review your insurance with you in person or over the phone.