Vacations are a time to relax, eat too much and have a great time with your
family and friends. It’s not the time to worry about your home. There are some
things you can do to give yourself peace of mind while you’re away.
First, review your homeowners insurance policy to make sure any “big ticket” items you may
have purchased since you bought your policy are covered for theft and other losses.
Second, make a record of all the serial numbers of your electronic devices and
take photographs. This will aid the police and your insurance company
if your property is stolen. Finally, do you have a professionally installed
burglar alarm system? An alarm system may make a burglar think twice about
breaking into your home, and many insurance companies offer a discount
on homeowners policies if your home is equipped with an alarm.
Other helpful tips to keep your home safe while you’re gone include:
maintaining the shrubs in your yard so they are less than 3 feet high in the front
and sides of your home; securing all your doors with deadbolt locks; setting a few
lights in your home on timers (make sure they are set to go on and off at different
times); and positioning your valuable possessions (e.g.: televisions, stereos, etc.)
so they cannot be seen when a person looks in the window. You also should
suspend the delivery of your mail and newspapers (or have a trusted neighbor
collect them for you), and contact your local law enforcement agency to
see if there is a “vacation-home check” program—so a police officer will check
on your home while you are out of town.
Should you have any questions about your homeowners insurance policy
before you go on vacation, give us a call. We are happy to answer your questions.
Your vacation is a time for relaxing and forgetting about the stresses of everyday
life. However, should you become the victim of theft, contact us as soon
The Russell Agency is a full service insurance agency serving Fairfield, Southport, Westport and all of Connecticut.