We’ve all seen someone driving erratically in two lanes of traffic and when we pass the car, sure enough, the person is on his or her cell phone or sending a text message. Let’s be honest, sometimes that person behaving dangerously on the road is us. We all know driving while using a hand-held cell phone isn’t the smartest thing we’ve ever done, but did you know texting while driving causes:
•1.6 million accidents per year (National Safety Council);
• 330,000 injuries per year (Harvard Center for Risk Analysis Study);
• 11 teen deaths every day (Insurance Institute for Highway Safety Fatality Facts)?
Not only is it dangerous, but the use of hand-held cell phones for talking or texting is illegal. According to state law, hand-held cell phones or mobile electronic devices may not be used while operating a motor vehicle in Connecticut for either phone calls or texting. A driver who violates the law is subject to a fine of up to $75 for a first offense; up to $150 for a second offense; and up to $250 for a subsequent offense.
All these fines and possible points for distracted driving on a driver’s license also can affect car insurance rates and premiums. So, play it safe: Don’t text or talk on your hand-held cell phone unless it’s an emergency. And, if you have any questions about your auto insurance policy, give our agency a call. We are here to help you.