If you were really good this year, you probably will have received everything you asked for this holiday season. After all those packages are unwrapped it will be up to you to protect your new treasures. Do this by updating your household inventory to include the new electronics, jewelry, sports equipment and other big-ticket items you received. And, before you send off your thank-you notes, take pictures of your new bounty; record any serial numbers; and store them both in a safe place—like a fire-proof lock box or in your safety-deposit box at your bank. Most importantly, give us a call to make sure you have the proper coverage on your homeowners or renters insurance policy. Remember some items, such as fur coats, fine art and jewelry, are not covered under a basic insurance policy and require an inland marine policy or an endorsement to your homeowners or renters policy to protect your valuables if they are lost, damaged or stolen.
Need help with your household inventory? Want to know if you have enough coverage in your homeowners or renters insurance policy? Give us a call, we’ll be happy to help.