Your business is like your family. Everyone gets along until they don't. When they don't, situations can arise that lead to unexpected liability claims. Claims alleging sexual harassment, discrimination, wrongful termination, retaliation and other work related allegations are known as employment practices liability. Employment Practices Liability Insurance helps protect your business against these types of claims. The coverage is not included in the Commercial General Liability coverage form that insures most businesses, so it must be purchased as a separate policy or in some cases it can be included in another policy such as a Business Owners Policy or a Directors and Officers Policy.
The policies are not expensive compared to the costs that would arise if a claim were to be filed. The Russell Agency has several markets available and would be glad to find the policy that was right for you. Please call us to get your business protected against employment practices liability.