Data Breach: Just The Facts

As the facts emerge, one thing is becoming clear - a data breach is a serious issue every small business needs to

understand and plan for. Data Breach Consumer Just the Facts

Data Breach Defined

Loss, theft, accidental release or accidental publication of Personally Identifiable Information (PII) and

Protected Health Information (PHI) including: Social security number, bank account number, credit or

debit card numbers, driver's license number, patient history and medications

How a Breach Can Occur

Stolen or lost paper and electronic files; stolen or lost laptop, smartphone, tablet or computer disks; stolen

credit card information; employee error or oversight; theft or release due to unauthorized access (such as

by former employees or vendors); hacking

Who Needs Data Breach Coverage?

Any business, small or large, that handles or stores any private customer, patient or employee data is at

risk. Businesses such as healthcare practices, law offices, accounting offices, retailers, restaurants or

financial services are at a higher risk for a data breach because of the quantity and type of sensitive

information they handle and store.

How Data Breach Insurance Can Help

1) Offers time-saving professional services to help quickly restore your business' reputation, guide

you in handling a breach and assistance with regulatory compliance

2) Covers response expenses, including mailing notification letters, credit monitoring services and

public relations

3)Provides coverage for defense and liability expenses in the event you're sued because of a breach


If you would like to learn more about this valuable coverage, please contact Tim Russell CPCU at 203.255.2877.



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