Spring Cleaning for Your Personal Insurance

Getting organized and ready for spring feels great. We’ve got some suggestions for you to think about when you’re spring cleaning: 1.) Tune up your auto policy.Everyone makes sure auto insurance “fits” when they first purchase their policy, but now is a good time to make sure your coverage is appropriate for your present circumstances.

Do you have enough personal injury protection or medical payments coverage? Are you adequately insured for the financial consequences due to injury by an uninsured or underinsured motorist? Got a new driver in the family? Are you getting all the credits available?

2.) Give your homeowners coverage a good polish. Do you have enough insurance to replace your home if the unthinkable happened? It’s also a good time to update your home inventory (you have a home inventory, right?). Do you have really valuable stuff, like antiques, jewelry or collectibles? Do you need coverage for your toys—a boat, ATV, or other recreational vehicles? Do you have domestic employees or are you running a side business out of your home?

3.) Dust off your life and health insurance.Are your life insurance beneficiaries updated? Do you need disability income coverage to keep your family intact should you lose the ability to bring home the bacon?

Changes happen in life. Our agency is here to make sure you’re covered appropriately as they do, but you need to keep us informed. Put us on your spring cleaning list.

Are you due for an insurance review?

If your auto insurance quote looks too good to be true …