Protect Your Family from Flood

In addition to insuring your property, there are things you can do to minimize potential losses to your home and ensure your family’s safety. The following are tips to create a family plan. For more information on flood preparation, visit

  • Identify the types of hazards that could affect your family. Know your home’s vulnerability to storm surge, flooding, and wind.
  • Locate a safe room or the safest areas in your home for each hazard. In certain circumstances, the safest areas may not be in your home but within your community.
  • Determine escape routes from your home and places to meet. These should be measured in tens of miles rather than hundreds of miles.
  • Have an out-of-state friend as a family contact so all your family members have a single point of contact.
  • Make a plan now for what to do with your pets should you need to evacuate.
  • Post emergency telephone numbers by your phones and make sure your children know how and when to call 911.
  • Check your insurance coverage. Flood damage is not usually covered by homeowners insurance.
  • Stock non-perishable emergency supplies and a Disaster Supply Kit.
  • Use a NOAA weather radio. Remember to replace its batteries every 6 months, as you do with your smoke detectors.
  • Take First Aid, CPR, and disaster preparedness classes.

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a professional, independent insurance agent is important.