Insurance Follows The Car

If you are in an at-fault auto accident while driving a car you have borrowed from a friend, whose auto insurance policy pays for the damages; yours or your friend's? The answer is that your friend's auto insurance would pay to cover the damages to your friend's car caused while you were driving their car. If you hit someone else's car with your friend's car, your friend's policy would also cover the property damage and bodily injury caused to the other driver.

The simple way to remember this is that "Insurance follows the car."

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