Playing Pokémon Go? You Need Insurance

Playing Pokémon Go? You Need Insurance

Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the real great outdoors, has become wildly popular, amassing more users than Twitter in just a few days. However, like most cultural phenomena, Pokémon Go has also spawned unintended consequences, such as injuries and property damage resulting from distracted users — fortunately, most of these are covered by insurance, according to the Insurance Information Institute (I.I.I.). READ: Hunting Pokémon Raises Liability Issues when Incidents Happen

Even if you don't know what Pokémon Go is—or don't play—you've probably already seen it in action. Hordes of players have been seen scouring neighborhoods, smartphones in hand, hoping to "Catch 'em all." The positive news: people are going outdoors, getting exercise and socializing. The negative news: some people are walking, biking, or skating into signposts, sewer grates and even each other. When that happens, insurance comes into play.

READ: Armed Robbers Use Pokémon Go to Find Victims

"We think it's great that people are getting outside and enjoying Pokémon Go," said Loretta Worters, the institute's vice president. "But it's important to be aware of your surroundings, and be sure you're adequately protected against risk."

Homeowners Policy Coverage is Worldwide!

Homeowners Policy Coverage is Worldwide!

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Homeowners Insurance: Insuring your finished basement