Summer Interns: Is Worker's Compensation Insurance Required?
Are you required to cover your summer interns with worker's compensation insurance? In a word—yes. The Connecticut Workers' Compensation Act defines “employee” to mean any person who … “has entered into or works under any contract of service or apprenticeship with an employer whether the contract contemplated the performance of duties within or outside the state.” If they are an employee, they need to be insured for workers' compensation.
Just because your insured “occasionally” hires them does not preclude them from the fact that they have an obligation to provide workers' compensation insurance. Also, just because his workers have the status of student does not preclude them from the need of obtaining workers' compensation insurance.