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Commercial Property Insurance

Commercial Property Insurance

If you own a business, one of the most important forms of insurance you can have is commercial property insurance. Not only does it help to cover expenses associated with building damage, but it can also help you have a leg up if you experience damage or theft to your inventory, equipment, and tools. 

With commercial property insurance from an agency like The Russell Agency, you can have the peace of mind you deserve when it comes to break-ins, vandalism, and even natural disasters that cause damage to your business and your equipment. 

Why is commercial property insurance crucial? 

Even a few days of missed work, halted production, or delayed sales can cause your business to lose thousands of dollars. It’s crucial that in case of a disaster, you have the coverage you need to get you and your business back on your feet. 

What’s covered with commercial property insurance? 

When you work with a reputable insurance agency, these are typically the areas that are covered with commercial property insurance packages. 

Building insurance

When you opt for commercial property insurance, you can rest assured that your commercial building is protected when disaster strikes. When you do so, you’ll need to have an appraiser come to determine just how much your building is worth so that your insurance agency can ensure that you have adequate coverage. 

Business property insurance

Business property insurance ensures that your inventory and equipment is covered in case of a disaster. It even covers things such as furniture that you have at your business location. 

Income insurance

One of the best aspects of commercial property insurance is the business income, or business interruption coverage. This coverage ensures that you’re reimbursed for lost profits if your business were to experience a natural disaster, theft, or any other covered occurrence that halts your income.

Learn more about commercial property insurance today 

If you’re not quite sure if your company needs commercial property insurance, or what coverage options are available to you, feel free to contact at 203-255-2877 to get a better idea of how we can help protect your commercial business, equipment, and inventory. 

We can’t wait to help give you the peace of mind you deserve!