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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Identity theft—who’s been in your wallet?

The Federal Trade Commission estimates millions of Americans have their identities stolen every year. Identity theft occurs when an unauthorized person uses your personal identifying information, such as your name,...

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Certificates of insurance

What is a certificate of insurance? A certificate of insurance is any document that summarizes the terms, conditions and duration of an insurance contract, but it is not the contract itself. The certificate shows what...

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What you need to know before you volunteer

On Sept. 16, 1997, the Volunteer Protection Act of 1997 became effective. Concerned that volunteers have been deterred from offering their services to nonprofit organizations because of liability concerns, Congress...

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What to do if you’re involved in an accident

What do I do at the scene ofthe accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims...

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Personal life insurance: the basics

What’s the purpose of life insurance? Life insurance usually is purchased by individuals to guarantee a specific sum of money to a designated beneficiary upon the death of the insured, or to the insured if he or she...

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Insurance and the divorcing couple

According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like to share with you...

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Connecticut Law Forbids Certain Certificate of Insurance Requests

Public Act No. 14-74 was signed by Gov. Dannel Malloy on June 3, 2014, and went into effect on Oct. 1, 2014. The law prohibits certain requests that have become prevalent in recent years that created inaccurate or...

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Sexual Harrasment Training Required by October 1, 2020

Connecticut state law requires most employees in the state to complete sexual harassment prevention training. Employees must take a mandatory training course by Thursday, Oct. 1, 2020, in order to comply with the new...

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Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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State Legislature Extends Emergency Powers

The Connecticut Legislature extended Gov. Lamont’s emergency powers until Tuesday, Feb. 9, 2021, which will help the governor protect the state during the COVID-19 pandemic. According to Lamont, “The extension will...

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