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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Sledding on Personal Property

Few thoughts kindle feelings of nostalgia quite as readily as memories of sledding: the wind in your face as you tear down a hill-joy and mild panic playing Pong inside your head-followed by the long trudge back to the...

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The Cold Truth About Ice Dams

The wind and snow of winter storms can lead to all kinds of problems for homeowners with tree limbs falling, power outages leading to frozen pipes and ice leading to slips and falls. After the storm clears, however,...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Flood Risk: Know Your Exposure

In the wake of recent floods that have devastated homes and communities across the nation, many Americans remain without flood insurance coverage. Even if you think your property is not at risk, take a moment to...

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Heating your home this winter

As we settle into the winter months, what can be cozier than enjoying some time in front of a gently burning fire? According to the U.S. Fire Administration, more than one-third of Americans use fireplaces, wood stoves...

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If it looks too good to be true …

You’ve heard this before: If it looks too good to be true, it’s likely not true. This maxim is particularly applicable when it involves auto insurance. Sometimes, an insurer will give an applicant an amazing premium...

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Thinking about Airbnb? Consider the implications

Millions of people use house/ apartment share services like Airbnb, every year. These services match hosts who are looking to rent their dwelling or room for a short period of time with guests. The majority of the...

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Should A Lawsuit Rain Down, Do You Have Your Umbrella

Lawsuits happen every day. Some are frivolous, while others warrant merit. If you were sued, would you have enough money to cover your attorney’s fees and possible settlements? Most homeowners and automobile policies...

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When You Back Into Your Garage Door, Which Policy Pays for the Damage?

While backing up, you run into the garage door you just installed. Should you submit the claim to your auto or homeowners insurance carrier? Because you own the garage, damage to the door will not be covered by your...

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Condo Unit Owners Additions and Alterations: What is the proper Limit of Coverage?

In order to write a policy with the appropriate Coverage A limit, you must know what the association and unit owners are responsible for insuring. Most Connecticut associations are following the statutory default,...

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