Although you never like to think of the worst, it is possible for your employees to get hurt on the job.
It’s true that some industries are much more likely to have employees hurt on the job, but to be protected under all circumstances, it’s ideal for every industry to opt for workers comp insurance.
What’s the benefit of carrying workers comp insurance for your business? It means that you won’t have to pay out of pocket for medical or rehab expenses if one of your employees were to get hurt on the job. As an employer, you’re responsible for their well-being while under your roof — which makes workers comp insurance a crucial part of your business.
Not only can this kind of insurance help pay for medical expenses, but it can also help pay for the lost wages of the employee who isn’t able to work.
Carrying workers comp for your employees not only gives you the peace of mind you need to run your business, but it also helps reassure your employees that they’re in good hands.
Not only that, but when potential employees say that your business provides workers comp, it’s an added incentive to apply. Employees want to know that they’re covered in the case of an accident to alleviate the financial burden it would cause themselves and their families.
Not only can medical bills add up, but if hurt, an employee would likely have to miss out on work while they heal, which means they’re not making an income for their families.
With workers comp, you can reassure your employees that no matter what happens, they’re in good hands.
Here are some other situations that workers comp insurance can help cover:
Legal staff if an employee tries to sue you after being hurt at work
Disability case managers
Physician consulting services
If you want to ensure that you’re providing the best possible workplace for your employees, having workers compensation is crucial.
Call today at 203-255-2877 to learn more about our workers comp packages and which one is right for your unique business.
We can’t wait to hear from you!