Monday, December 30, 2019
You know it is forbidden, but sometimes it’s so hard to resist. You hear that chime from your pocket or the cup holder and you want to look. You know you shouldn’t but what if it’s something important, like breaking...
Friday, December 27, 2019
During the winter season, drivers can protect themselves and their passengers by following a few travel guidelines: • Before heading out, make sure your vehicle is tuned up and in good shape for travel. Check to make...
Wednesday, December 25, 2019
My house is filled with expensive gifts waiting to be opened. If my home is burglarized, damaged or destroyed, are all these gifts covered under my homeowners policy? It depends on the particular gift. Many homeowners...
Monday, December 23, 2019
As we settle into the winter months, what can be cozier than enjoying some time in front of a gently burning fire? According to the U.S. Fire Administration, more than one-third of Americans use fireplaces, wood...
Friday, December 20, 2019
Now is the time to prepare to ensure we have a safe winter. Here are a few things to keep in mind to help minimize loss during the colder months: • Your fireplace hasn’t been used in a year. Before you start your first...
Thursday, December 19, 2019
WASHINGTON – The U.S. Senate has followed the House in passing a federal government funding package (H.R. 1865) that includes three of the top policy priorities of the National Association of Professional Insurance...
Wednesday, December 18, 2019
Is your car covered if someone else is driving? The comprehensive and collision sections of your auto-insurance policy are attached to your car, so most insurance policies with comprehensive coverage will cover your...
Tuesday, December 17, 2019
Access Health CT has made the decision to extend the Open Enrollment Period until January 15, 2020.They are doing this to give Connecticut residents more time to pick a health insurance plan for 2020. If you would like...
Monday, December 16, 2019
When President Donald J. Trump signed a bill to extend the National Flood Insurance Program through Dec. 20, 2019, without any reforms in September, it was believed that the extension would give elected officials the...
Friday, December 13, 2019
The National Association of Insurance Commissioners (NAIC) says private flood insurers reported direct written premium of $644 million in 2018, up 9 percent from 2017 direct written premiums and up 71 percent since 2016....
Wednesday, December 11, 2019
Few thoughts kindle feelings of nostalgia quite as readily as memories of sledding: the wind in your face as you tear down a hill-joy and mild panic playing Pong inside your head-followed by the long trudge back to the...
Monday, December 9, 2019
The wind and snow of winter storms can lead to all kinds of problems for homeowners with tree limbs falling, power outages leading to frozen pipes and ice leading to slips and falls. After the storm clears, however,...
Friday, December 6, 2019
The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...
Wednesday, December 4, 2019
In the wake of recent floods that have devastated homes and communities across the nation, many Americans remain without flood insurance coverage. Even if you think your property is not at risk, take a moment to...
Monday, December 2, 2019
As we settle into the winter months, what can be cozier than enjoying some time in front of a gently burning fire? According to the U.S. Fire Administration, more than one-third of Americans use fireplaces, wood stoves...
Wednesday, November 27, 2019
You’ve heard this before: If it looks too good to be true, it’s likely not true. This maxim is particularly applicable when it involves auto insurance. Sometimes, an insurer will give an applicant an amazing premium...
Monday, November 25, 2019
Millions of people use house/ apartment share services like Airbnb, every year. These services match hosts who are looking to rent their dwelling or room for a short period of time with guests. The majority of the...
Friday, November 22, 2019
Lawsuits happen every day. Some are frivolous, while others warrant merit. If you were sued, would you have enough money to cover your attorney’s fees and possible settlements? Most homeowners and automobile policies...
Wednesday, November 20, 2019
While backing up, you run into the garage door you just installed. Should you submit the claim to your auto or homeowners insurance carrier? Because you own the garage, damage to the door will not be covered by your...
Monday, November 18, 2019
In order to write a policy with the appropriate Coverage A limit, you must know what the association and unit owners are responsible for insuring. Most Connecticut associations are following the statutory default, which...
Friday, November 15, 2019
We know that two conditions must be met in order for a property insurance policy to pay for a loss. Condition 1. Insurable interest in the property is a necessary condition for payment under a contract of indemnity. You...
Monday, November 11, 2019
Have you ever gone through a major change in your life and immediately thought about how it could affect your insurance policies? If you answered no, then you're just like most other people. That's what we're here to...
Wednesday, November 6, 2019
Here are some things to keep in mind before and after the big move. First, you should be concerned about the things you are moving. You want to protect your stuff-whether you rent or own-so you should have an insurance...
Monday, November 4, 2019
Did you know that road rage incidents are considered intentional acts and are excluded in the personal auto policy? This is because damage to a vehicle from road rage isn’t actually caused by an accident; rather, it’s...
Friday, November 1, 2019
Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...
Friday, November 1, 2019
We think you are going to like some of the new coverages that are making way into personal auto insurance policies in Connecticut. At last, the insurance industry is placing some value on your cats and dogs when they...
Wednesday, October 30, 2019
Often, it is said that you cannot build something without having a strong foundation in place. Unfortunately, many homeowners in Connecticut have found out that is not actually the case. Over the past few years, more...
Friday, October 25, 2019
Certainly, some people are nervous driving around trucks on the road. But if you know how to drive safely around trucks, it might ease your nerves a bit. No. 1: Never pass on the right, and pass quickly. When passing a...
Wednesday, October 23, 2019
Leaf peepers take long car rides to enjoy the changing seasons with the changing of the leaves-this foliage is enjoyed by people during peak weeks each fall. Trees also can enhance the natural beauty of your property...
Monday, October 21, 2019
. Almost everybody needs guidance when it comes to decisions in life. There are many factors to consider. Decisions lead to change, and change affects many aspects of your life. One of the most overlooked changes that...
Friday, October 18, 2019
As the weather cools down, it is tempting to light a fire for ambience, warmth and roasting marshmallows. If you have a fireplace, here are some tips to avoid costly fire-related homeowners claims: 1. Have your chimney...
Thursday, October 17, 2019
Halloween can be a fun-filled time for children and adults alike. This Halloween, be sure to pay attention to certain safety guidelines to keep the trick-or-treaters safe and sound. How can I keep my child’s costume...
Wednesday, August 7, 2019
There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...