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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Is your driving data meeting your coverage options?

Telematics is an emerging underwriting tool in the auto insurance industry, bringing a blend of technology and data analysis to create more personalized insurance policies. If you've ever wondered how you can...

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The drones are coming: what homeowners need to know

Consumer-grade drones are invaluable for the insurance industry, particularly for examining roof damage. These flying gadgets make inspecting hard-to-reach places easy, streamlining the underwriting process....

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Got Earthquake Insurance?

For many homeowners living in the Northeast, earthquake insurance coverage is probably one of the rarer insurance products that customers are seeking. When you think about weather in the Northeast, you typically...

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Call us before you start your next renovation

As the weather shifts into spring, and you start thinking about your summer to-do lists, make sure you have the insurance coverages that will protect you and your property. Before you tackle any new projects, give our...

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Rodents, insurance and you: how is your coverage?

Rodents-from squirrels to mice-can pose a threat to your house or car. By nesting near or in your home and car, rodents can damage your property over time. They can gnaw wires, insulation and anything else they can chew....

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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Don’t reduce costs at the expense of coverage

It seems like prices-including insurance premiums-continue to increase. Your knee-jerk reaction may be: Reduced coverage equals decreased costs. This is never the right solution. Instead, here is how to limit insurance...

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Don’t let your property just wash away

Melting snow and spring rains can cause flooding-even in areas that aren’t prone to flooding. Remember, even if you live in a “1-in-a-100-years” flood zone, this could be the year. You need to know: A standard...

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‘20 is the new 30,’ for your roof?

As humans age, they reset the bar on what it is to be young. We hear phrases like: “40 is the new 30,” or “60 is the new 50.” These phrases suggest that despite advancing age, post-40 humans remain as alive and vibrant...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Is it covered?

We assume all our possessions will be covered if we lose them or if they are damaged, but do you know how your insurance policy will truly respond-or even which one will respond when it is needed? Sometimes you need...

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Update your personal home inventory for renters insurance

Renters insurance provides an essential safety net for tenants, offering protection against unforeseen events such as theft, fire, natural disasters, or lawsuits! While obtaining a renters insurance policy is paramount,...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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So … you’re getting a divorce

If you and your spouse are separating or getting a divorce, give our agency a call. We can help you sort through your insurance policies to get them updated to reflect your current status. Legally separating spouses...

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Spousal liability insurance: What the heck is it?

It’s natural to think about occasions when you may need insurance: Rear ended at a red light, sideswiped at an intersection, or backed into in a parking lot. In each of these scenarios, it is also natural to think of...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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