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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Landscape Maintenance Tips for Your Yard

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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ACA Basics: Health Coverage Compliance for Boomerang Employees

With employees leaving jobs in record numbers over the past year, there has also been an increase in workers returning to their former employers. Because former employees are a known commodity and may have added new...

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What Is Cryptocurrency Insurance?

Cryptocurrency is digital money that can be used and traded over the internet, usually without government control, central oversight, bank involvement or the need for conversion to another monetary unit. Bitcoin is the...

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What Is Business Income Insurance?

Business income insurance, also known as business interruption insurance, is a type of coverage that replaces lost business revenue due to a covered loss or “peril.” The cause of the loss must be covered by the insured’...

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When To Fight an Unemployment Claim and When To Let It Slide

Unemployment compensation fundamentals - For private employers, unemployment benefits are provided under the state’s unemployment compensation system. Unemployment insurance (UI) is jointly financed through federal and...

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Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Your Dog May Impact Your Insurance Premium

Dogs come in all shapes and sizes-the American Kennel Club has recognized a staggering 195 dog breeds. Despite that, all dogs-whether a chihuahua or a bull mastiff-come from the same species, and you may forget that...

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You Need an Umbrella

When it rains, it pours. And, you may need additional coverage that standard policies don’t offer. Commonly, these additional coverages are called umbrella policies. Many people don’t realize that they may need it-so...

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Renters Need To Protect Their Homes

As a renter, there are responsibilities that you should consider that will help you protect your home. From theft and burglary to frozen pipes and snow (and all the things in between), here are some tips that you can...

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Independence is Key

Choosing to work with an independent agent is the key that will ensure your insurance fits your unique needs. Working with us is no exception- we’re here for you, every step of the way. We aspire to offer optimal...

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Commonly Overlooked Spring Cleaning Tasks

Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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Cyber Insurance for Your Personal Life

Cyber Insurance doesn't cover just businesses-individuals also could benefit from cyber coverage, outside of identity theft protection. We all are connected to the internet through our phones, tablets and computers...

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Safety Tips


Why Cyber Insurance Is Essential to Your Small Business Risk Management Portfolio

It might feel like cybersecurity risk is only for the big companies; after all, they’re the ones making headlines. But according to the Cybersecurity and Infrastructure Security Agency (CISA), there’s a ransomware...

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Upgrading Your Windows - How to Choose What's Best for Your House

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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Business Auto Insurance


What Are Annuities?

Annuities are investment products designed to offer the owner a steady income stream in the future. Some people buy an annuity when they receive a lump-sum payment from a legal settlement, an inheritance or an employer....

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Creating a Business Inventory

Creating a detailed business inventory is nobody’s favorite task, but it’s an important one. In the wake of a theft, fire or natural disaster, it may be too late to reconstruct a full accounting of your assets - which...

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Tips for Saving Money on Heating and Cooling Your Home

If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Do you have the right auto insurance coverage?

No one wants to pay more for car insurance, but the lowest price won’t always get you the coverage and protection you need. There are many things standard auto policies won’t cover, and after an accident isn’t the time...

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Protect your home while you're away

It’s important that you take some safety measures to protect your house while you are away on vacation. Before you leave: Phone a friend. Ask friends to stop by your property periodically while you’re away. They should...

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The weather outside is frightful ... Tips about driving in the winter

It’s best to avoid driving in winter weather conditions if we can. But, sometimes, we don’t have a choice. Follow these tips to maximize your safety when driving this winter: 1. Leave early. Allow yourself extra time to...

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How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Sidewalk of shame: Who is responsible for clearing sidewalks in the winter?

Winter. That word-at least in the Northeast-immediately brings to mind the image of staring out a window, drinking hot chocolate, watching the snow over a winter wonderland. But, back in reality, who is responsible for...

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