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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Industry Insights: Landscapers, Don’t Be a Buzz Kill

Hawaii and Minnesota are just two of the states moving toward poison-free landscaping - from training on how to steam-kill weeds to legislation preventing the use of insecticides. Lawn-care professionals and landscapers...

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How Accidents Impact Your Insurance Policy

Accidents, claims, tickets and violations can all cause your insurance rates to rise. Whether an accident causes a rate increase really depends on the nature of the accident, the coverage you have, the insurer and the...

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EPLI and Age Discrimination

As the United States population ages and retirement becomes a non-option for more and more of those in the workforce, age discrimination has become a real liability concern for every business. Twenty-three percent of...

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Do You Need New York State's Workers' Compensation Coverage?

Without workers’ compensation coverage, the price of an employee injured on the job can be devastating to your business. Also, if your business is supposed to have coverage and doesn’t, the penalties can be severe....

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Does Your Business Need Earthquake Insurance?

According to the United States Geological Survey (USGS), 42 states have some degree of earthquake risk - with 43 percent of those states having high or very high frequency of earthquakes. If your business is located in...

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Are Your Contents in a Storage Unit Covered?

Isn’t it funny how, as our homes get bigger and our families get smaller, our need for extra storage space grows? According to 2019 U.S. census data, the average number of people in an American household fell steadily...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Can You Mulch Your Landscaping and Avoid Insect Infestations?

When the weather gets warmer, laying mulch in your yard is often a priority. But as you get ready to conquer this task, a neighbour tells you she spread mulch on her property and struggled with a terrible carpenter ant...

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What is Ransomware and How Do You Prevent It From Harming Your Business?

Ransomware is a kind of malicious software that blocks or restricts your access to your computer systems and data until you pay a fee to the attacker. If you refuse to pay or can’t find a way to fix the problem, your...

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