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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

The NFIP: What homeowners should know

The National Flood Insurance Program makes flood insurance available to homeowners. Mortgage lenders require many homeowners to purchase the flood coverage. Even if you are not required to purchase flood coverage, it...

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What Are Annuities?

Annuities are investment products designed to offer the owner a steady income stream in the future. Some people buy an annuity when they receive a lump-sum payment from a legal settlement, an inheritance or an employer....

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You’re having a cookout: Here’s what you should know

Any time is great for grilling-but is your food safe to eat? Be sure to follow these tips this summer to ensure that you, your family and friends stay safe. Shopping for food When you buy groceries at the store, wait...

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Coming or going, ensure your short-term is insured

If you plan to rent out your home, you should check that you have certainty of coverage to protect yourself and the property. Homeowners policies are not intended to cover business or commercial use of your home, which...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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