Skip to content

The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

If it looks too good to be true …

You’ve heard this before: If it looks too good to be true, it’s likely not true. This maxim is particularly applicable when it involves auto insurance. Sometimes, an insurer will give an applicant an amazing premium...

Read More


Thinking about Airbnb? Consider the implications

Millions of people use house/ apartment share services like Airbnb, every year. These services match hosts who are looking to rent their dwelling or room for a short period of time with guests. The majority of the...

Read More


Should A Lawsuit Rain Down, Do You Have Your Umbrella

Lawsuits happen every day. Some are frivolous, while others warrant merit. If you were sued, would you have enough money to cover your attorney’s fees and possible settlements? Most homeowners and automobile policies...

Read More


When You Back Into Your Garage Door, Which Policy Pays for the Damage?

While backing up, you run into the garage door you just installed. Should you submit the claim to your auto or homeowners insurance carrier? Because you own the garage, damage to the door will not be covered by your...

Read More


Condo Unit Owners Additions and Alterations: What is the proper Limit of Coverage?

In order to write a policy with the appropriate Coverage A limit, you must know what the association and unit owners are responsible for insuring. Most Connecticut associations are following the statutory default,...

Read More


Who Should Insure your Engagement Ring?

We know that two conditions must be met in order for a property insurance policy to pay for a loss. Condition 1. Insurable interest in the property is a necessary condition for payment under a contract of indemnity....

Read More


We Are Here For When Life Changes

Have you ever gone through a major change in your life and immediately thought about how it could affect your insurance policies? If you answered no, then you're just like most other people. That's what we're here to...

Read More


Unpack Your Moving Concerns

Here are some things to keep in mind before and after the big move. First, you should be concerned about the things you are moving. You want to protect your stuff-whether you rent or own-so you should have an insurance...

Read More


Is Road Rage Covered By Auto Insurance?

Did you know that road rage incidents are considered intentional acts and are excluded in the personal auto policy? This is because damage to a vehicle from road rage isn’t actually caused by an accident; rather, it’s...

Read More


Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

Read More


New Coverages to Consider When Purchasing Auto Insurance

We think you are going to like some of the new coverages that are making way into personal auto insurance policies in Connecticut. At last, the insurance industry is placing some value on your cats and dogs when they...

Read More