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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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How to Winterize and Properly Store Your Boat

Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Get Your Insurance in Shape To Cover Gym Equipment

Home gyms and workout equipment have drastically increased in popularity over the past several years. This was especially pronounced during the COVID-19 lockdowns, which saw many commercial gyms close or go virtual. In...

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What Insurance Does Your Franchise Business Need?

As companies look to grow, they frequently franchise their successful businesses. Franchises give budding entrepreneurs a way to become business owners without having to build from the ground up. But, while opening a...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Architects and Engineers Have Increased Professional Liability Exposures

Professionals who design buildings and structures or offer professional advice to contractors have a special need for professional liability insurance. Architects and engineers (A&E) liability insurance covers...

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Sowing the Seeds for the Future of Farming

There are many good reasons to use artificial intelligence (AI) in agriculture, including increased efficiency, higher crop yields and a reduction in pesticide exposure. But are there risks and vulnerabilities inherent...

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7 Ways To Reduce Your Risk of Car Theft

Thieves are constantly devising new and sophisticated means of stealing cars. According to the National Insurance Crime Bureau (NICB), law enforcement received 932,329 stolen vehicle reports in 2021. This represents a 6%...

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Comic Book Collections Deserve Protection

Comic books can be valuable. In fact, they are one of the more popular collectibles. But unlike other collectibles, they can be extremely delicate and susceptible to damage, especially as they age. Comic book collectors...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Does Your Start-Up Need D&O Coverage?

Whether you have a small business or a venture capital start-up, you need to identify what risks your company faces and what insurance coverage you need to protect your business and personal financial interests. While...

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Sole Proprietors, Protect Your Personal Assets With Insurance

A sole proprietorship is an unincorporated business owned by one person. Anyone can set up a sole proprietorship, making it one of the easiest and fastest ways to form a company. In fact, the Small Business...

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Boats need their own coverage

Summer is almost upon us. Are you thinking of purchasing a boat to take advantage of beautiful weather days on the water? After you’ve looked at the brochures and visited the boat shows, don’t forget to give our agency...

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Delivering food? Do you have the right coverage?

Food delivery services like Uber Eats and Door Dash offer restaurants options for their delivery services. These services will provide the driver for these restaurants. Of course, those who are thinking about delivering...

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Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Human Error Is Biggest Cause of Business Data Breaches

While most business owners understand the growing problem of cybersecurity failures, many small and midsize enterprises don’t have the resources to hire expert cyber risk teams. That said, companies must do something to...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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Employers, Put Diversity and Inclusion on Your Calendar in 2023

A diverse workplace can be many things, depending on the level of engagement you have with your employees. Use this calendar to choose events that will engage your employees, spark proactive dialogue or seed the...

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Homeowners Beware: Infestation and Animal Damage Exclusions

Wildlife is a pleasure to experience - but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and...

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