The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
What to do if you’re involved in an accident
Monday, September 21, 2020
What do I do at the scene of the accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims...
Insurance and the divorcing couple
Wednesday, September 16, 2020
According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like to share with you...
On the Road Again...
Wednesday, July 8, 2020
Travel is a popular summer pastime-it’s a time when we see many recreational vehicles and motorhomes on the road. If you are one of the some 10 million people who own an RV or motorhome in the U.S.-or if you are...
How to keep your vehicle safe from car thieves
Friday, June 19, 2020
Professional car thieves can break into a car and drive away in less than two minutes. This occurs every 40.9 seconds somewhere in the U.S. Auto theft costs Americans nearly $6 billion annually; and approximately 237.4...
I Just Bought a New Car. What Insurance Coverage Do I Need?
Friday, June 5, 2020
Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...
FAQs on Connecticut’s grace period for insurance premium payments
Wednesday, May 20, 2020
Who does the order apply to? The executive order applies to all insurers licensed or regulated by the Connecticut Insurance Department. What must insurers do? All insurers must give policyholders unable to pay their...
How does my auto insurance react to pothole damage?
Wednesday, May 13, 2020
If you have collision coverage, your auto insurance policy will cover damage caused by hitting a pothole. Potholes can impair alignment, ruin shocks and struts, puncture tires, bend wheel rims and damage other parts...
It might be time to spring clean your insurance
Friday, May 8, 2020
Spring may be the time of year for cleaning out closets and drawers and organizing attics and cellars, but it also is a great time to clean up your insurance coverages. It is important to look at your insurance...
The Dangers of Drunk Driving
Wednesday, April 29, 2020
In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...
Connecticut Insurance Commissioner calls on insurers to adjust premiums
Thursday, April 9, 2020
Connecticut Insurance Department Commissioner Andrew N. Mais called on insurers to lower auto premiums and adjust commercial hired and non-owned auto insurance in response to the disruption that the COVID-19...
When a Bicycle Hits a Car, What Insurance pays?
Wednesday, April 8, 2020
If your car was hit and damaged by a bicyclist to which policy-household auto or homeowners-should you look to recover for the damage caused by the bicyclist’s negligence? The bicyclist’s homeowners policy. The personal...
Important News On Insurance Premium Payments for Connecticut
Thursday, April 2, 2020
April 2, 2020 Executive order requires 60-day grace period for policyholders unable to pay premiums due to COVID-19 pandemic - As part of Executive Order No. 7S, no insurer may lapse, terminate or otherwise cancel...
CT Governor Announces 60 Grace Period for Some Insurance Premium Payments
Thursday, April 2, 2020
Gov. Ned Lamont announced that there will be a 60-day grace period for property/casualty, and health insurance policyholders unable to pay their premiums due to the impact of COVID-19. During the grace period,...
Are You Covered?
Monday, March 30, 2020
When it comes to protecting the things that matter most to you-your home, your jewelry, your life-it’s important that you consider what types of insurance will cover you best, and you need to know ahead of time the...
Stay Insured When You Rent or Hire a Vehicle
Friday, March 20, 2020
People may put a significant amount of effort into adequately insuring their personal vehicles, but they frequently make quick assumptions about coverage for rented or hired vehicles. However, it is important to...
Transportation Network Companies, like Uber and Lyft
Wednesday, March 11, 2020
Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this...
What to Consider When Choosing Auto Insurance
Friday, March 6, 2020
Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...
The dangers of drunk driving
Friday, February 14, 2020
In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...
What you should consider before changing auto insurers?
Wednesday, February 12, 2020
Some of our customers have been prompted by TV commercials or mass-mail advertisements to consider switching their automobile insurance. Before saying “yes” to one of these proposals, we hope you will consider the ...
Super Early Spring Cleaning Ideas!
Monday, January 20, 2020
Getting organized and ready for spring feels great. We’ve got some suggestions for you to think about when you’re spring cleaning: 1.) Tune up your auto policy.Everyone makes sure auto insurance "fits" when they first...
Stay Informed
Friday, January 17, 2020
Staying informed and up-to-date on your insurance company’s insurance policies isn’t just smart, it also can save you money and give you peace of mind. If you haven’t reviewed your coverage in a while, you might be...
The Safety of Independence
Wednesday, January 15, 2020
When it comes to staying safe-in your car, when you are traveling, in your home-it’s important to consider one of the most important tools that will make you feel safe and secure: insurance. Sure, you can stay safe by...
Older Drivers
Wednesday, January 1, 2020
An article in the Washington Post took a look at U.S. Census data and noted the number of licensed drivers over the age of 65 increased 29 percent from 2003 to 2013. In fact, the article said, older drivers have...
Connecticut Texting Laws
Monday, December 30, 2019
You know it is forbidden, but sometimes it’s so hard to resist. You hear that chime from your pocket or the cup holder and you want to look. You know you shouldn’t but what if it’s something important, like breaking...
How to Protect Your Classic Car
Friday, December 6, 2019
The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...
Is Road Rage Covered By Auto Insurance?
Monday, November 4, 2019
Did you know that road rage incidents are considered intentional acts and are excluded in the personal auto policy? This is because damage to a vehicle from road rage isn’t actually caused by an accident; rather, it’s...
New Coverages to Consider When Purchasing Auto Insurance
Friday, November 1, 2019
We think you are going to like some of the new coverages that are making way into personal auto insurance policies in Connecticut. At last, the insurance industry is placing some value on your cats and dogs when they...