No one wants to pay more for car insurance, but the lowest price won’t always get you the coverage and protection you need. There are many things standard auto policies won’t cover, and after an accident isn’t the time...

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It’s best to avoid driving in winter weather conditions if we can. But, sometimes, we don’t have a choice. Follow these tips to maximize your safety when driving this winter: 1. Leave early. Allow yourself extra time to...

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Do you find the nuances of auto insurance a bit confusing? That’s okay, you’re not alone. Choosing the right coverage and limits can be daunting. You may simply opt for the minimum coverage required in your state and...

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Insurance may seem boring to some- but we need it to protect our homes, cars, boats, property-and even our life and health. When we purchase insurance, we assume we’re protecting our livelihood from typical encounters-a...

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In person and remotely, independent agents provide unique and personal experiences for insureds every day. It’s important to us that you know how important you are. We want to protect you and show you how your insurance...

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There are certain things that you may purchase once and never think about again-pet rocks, parachute pants, Troll dolls and bedazzled anything. However, your insurance policies shouldn’t be something that you buy and...

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More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Spring is a great reminder to review your insurance policies and consider adjusting them to your current needs. When you adjust your policies, you can trim costs and ensure that you are covered in the event of a claim....

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Your children probably will need to get an auto policy in their name if a vehicle is titled in their name. You always want the owner as the named insured so that insurable interest is certain when a claim is made for...

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Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over four times more likely to be involved in an accident? Let’s take a look at what constitutes distracted driving, what...

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If you’re one of the millions of foreign nationals who visit the United States every year, you may want to be able to drive while you’re here. International students, foreign visitors and non-U.S. residents are all...

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Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over four times more likely to be involved in an accident? Let’s take a look at what constitutes distracted driving, what...

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Once upon a time, the air bag was the pinnacle of car safety. Today, new cars feature advanced driver-assistance systems, which allow the car to apply the brakes before a collision, to steer around obstacles or to alert...

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Going on a cross-country trip is fun and exciting, especially if you’re doing it in an RV. You’ll see different areas of the country and have complete control of your schedule. Before you pile into your RV, though, pack...

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The day will come when your kids will need to buy their own car insurance, renters or homeowners insurance, health insurance, or even business insurance. You can help prepare them by teaching them the importance of...

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When times get hard, we won’t let you down. We realize that the COVID-19 pandemic has changed your day-to-day life drastically. We want you to know that not everything has changed. We are and always will be right here...

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Your damaged car looks repairable, but instead, the insurance company has informed you that it will pay you the value of the car before the accident and keep your car as salvage. Maybe that’s what you wanted, or maybe...

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The Insurance Institute for Highway Safety reports teens have the highest crash rate of any group in the U.S. Also, young licensed drivers, ages 16 to 24, account for the highest fatality rates. Alarmed by the high...

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What do I do at the scene of the accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims...

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According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like to share with you...

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Travel is a popular summer pastime-it’s a time when we see many recreational vehicles and motorhomes on the road. If you are one of the some 10 million people who own an RV or motorhome in the U.S.-or if you are...

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Professional car thieves can break into a car and drive away in less than two minutes. This occurs every 40.9 seconds somewhere in the U.S. Auto theft costs Americans nearly $6 billion annually; and approximately 237.4...

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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Who does the order apply to? The executive order applies to all insurers licensed or regulated by the Connecticut Insurance Department. What must insurers do? All insurers must give policyholders unable to pay their...

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If you have collision coverage, your auto insurance policy will cover damage caused by hitting a pothole. Potholes can impair alignment, ruin shocks and struts, puncture tires, bend wheel rims and damage other parts...

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Spring may be the time of year for cleaning out closets and drawers and organizing attics and cellars, but it also is a great time to clean up your insurance coverages. It is important to look at your insurance coverage...

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In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...

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Connecticut Insurance Department Commissioner Andrew N. Mais called on insurers to lower auto premiums and adjust commercial hired and non-owned auto insurance in response to the disruption that the COVID-19 pandemic...

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If your car was hit and damaged by a bicyclist to which policy-household auto or homeowners-should you look to recover for the damage caused by the bicyclist’s negligence? The bicyclist’s homeowners policy. The personal...

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April 2, 2020 Executive order requires 60-day grace period for policyholders unable to pay premiums due to COVID-19 pandemic - As part of Executive Order No. 7S, no insurer may lapse, terminate or otherwise cancel a...

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Gov. Ned Lamont announced that there will be a 60-day grace period for property/casualty, and health insurance policyholders unable to pay their premiums due to the impact of COVID-19. During the grace period, insurance...

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When it comes to protecting the things that matter most to you-your home, your jewelry, your life-it’s important that you consider what types of insurance will cover you best, and you need to know ahead of time the...

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People may put a significant amount of effort into adequately insuring their personal vehicles, but they frequently make quick assumptions about coverage for rented or hired vehicles. However, it is important to confirm...

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Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...

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Some of our customers have been prompted by TV commercials or mass-mail advertisements to consider switching their automobile insurance. Before saying “yes” to one of these proposals, we hope you will consider the...

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Getting organized and ready for spring feels great. We’ve got some suggestions for you to think about when you’re spring cleaning: 1.) Tune up your auto policy.Everyone makes sure auto insurance "fits" when they first...

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Staying informed and up-to-date on your insurance company’s insurance policies isn’t just smart, it also can save you money and give you peace of mind. If you haven’t reviewed your coverage in a while, you might be...

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When it comes to staying safe-in your car, when you are traveling, in your home-it’s important to consider one of the most important tools that will make you feel safe and secure: insurance. Sure, you can stay safe by...

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An article in the Washington Post took a look at U.S. Census data and noted the number of licensed drivers over the age of 65 increased 29 percent from 2003 to 2013. In fact, the article said, older drivers have...

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You know it is forbidden, but sometimes it’s so hard to resist. You hear that chime from your pocket or the cup holder and you want to look. You know you shouldn’t but what if it’s something important, like breaking...

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The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Did you know that road rage incidents are considered intentional acts and are excluded in the personal auto policy? This is because damage to a vehicle from road rage isn’t actually caused by an accident; rather, it’s...

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We think you are going to like some of the new coverages that are making way into personal auto insurance policies in Connecticut. At last, the insurance industry is placing some value on your cats and dogs when they...

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