The Russell Agency, LLC Blog
All You Ever Wanted to Know About Insurance
Homeowners policies: Are you covered or not?
Thursday, October 20, 2022
You know the value of your homeowners insurance policy. It’s comforting to know that if your home is damaged, you can submit a claim and you will receive money to restore it to its original condition. Standard...
Preventing Electrical Fires at Home
Wednesday, October 19, 2022
Home electrical fires claim lives every year. Most are caused by incorrectly installed wiring or overloaded circuits or extension cords. In other words, most electrical fires are preventable. Fire deaths are highest in...
Driving drowsy should not be a part of your road trip
Thursday, October 13, 2022
According to the National Highway Traffic Safety Administration, car crashes caused by drowsy drivers happen because: 1. A driver falls asleep, and he or she runs off the road or into another car or object; 2. A drowsy...
Check Your Homeowner's Insurance Before You Become a Home-Share Host
Wednesday, October 12, 2022
Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people,...
How to Choose the Right Smart Security Camera
Friday, October 7, 2022
A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...
No such thing as a no-flood zone
Thursday, October 6, 2022
Connecticut has had its fair share of flooding from the Great New England Hurricane of 1938, to the floods of 1982-during which up to 16 inches of rain fell between June 4-7. The heaviest rains hit south central...
Preparing for a Power Outage
Wednesday, October 5, 2022
Losing power for any length of time is inconvenient, but it can also be dangerous. You need a plan to get through the outage. Bottled water, nonperishable foods that don’t require cooking, extra propane or charcoal are...
Year-round protection, and advice
Monday, October 3, 2022
Did your fall to-do list get longer during a summer of vacations and events? Time to tackle it. Did you have any significant changes to your lifestyle this summer? Did you move or buy a new home? Or make an extensive...
Homeowners Beware: Infestation and Animal Damage Exclusions
Wednesday, September 28, 2022
Homeowners Beware: Infestation and Animal Damage Exclusions - Wildlife is a pleasure to experience - but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with...
Occurrence vs. Claims Made
Wednesday, September 21, 2022
What Is an Occurrence-Based Policy vs. a Claims-Made Policy? - A liability insurance policy helps pay for expenses related to a loss suffered by another person or business that occurred on your property or because of...