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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Stay Insured When You Rent or Hire a Vehicle

People may put a significant amount of effort into adequately insuring their personal vehicles, but they frequently make quick assumptions about coverage for rented or hired vehicles. However, it is important to confirm...

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Coronavirus and Business Interruption

For business interruption insurance coverage to be triggered, the insured property must suffer physical damage by a covered cause of loss. Unfortunately, a virus is not a covered cause of loss. When a cause of loss is...

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Coronavirus (COVID-19) Update

There has been an increase in concern about the spreading coronavirus COVID-19. Businesses should consider implementing safeguards to reduce exposure to illness. Steps should include but are not limited to: - Encourage...

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Is federal flood coverage available for commercial property?

The National Flood Insurance Program offers three Standard Flood Insurance Policy forms. These forms provide policyholders with a description of their coverage and other important coverage information. Dwelling Policy...

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Transportation Network Companies, like Uber and Lyft

Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this...

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Top 10 contractor hiring tips for homeowners

A home is a very valuable asset and proper maintenance is a key factor in the retention and growth of a home's value. This factor is one reason why it is important for homeowners to hire highly qualified contractors...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Storm Damage - What's Covered?

Generally, how does my homeowners policy respond to storm damage to my property? Your homeowners policy covers most losses that may occur to your dwelling and personal property. Commonly, losses resulting from theft,...

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State of Connecticut Mandates Sexual Harassment Prevention Training for Businesses

Under Connecticut law, employers with three or more employees must provide two hours of sexual harassment prevention training and education every 10 years. Any new hires must complete this training within six months of...

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House Introduces Bipartisan Bill to Address Reptitive Loss Properties

Bipartisan legislation, the Repeated Flooded Communities Preparation Act, was introduced in the House of Representatives last week in an attempt to address repetitive loss properties covered by the National Flood...

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