Did your fall to-do list get longer during a summer of vacations and events? Time to tackle it. Did you have any significant changes to your lifestyle this summer? Did you move or buy a new home? Or make an extensive...

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Homeowners Beware: Infestation and Animal Damage Exclusions - Wildlife is a pleasure to experience - but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with...

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What Is an Occurrence-Based Policy vs. a Claims-Made Policy? - A liability insurance policy helps pay for expenses related to a loss suffered by another person or business that occurred on your property or because of...

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Having Water in an Emergency - In the event of an emergency, having an ample supply of clean water is the top priority, according to the Federal Emergency Management Agency. A normally active person needs to drink at...

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Hazards in Your Home Storage Areas - Many American families have an accumulation of stuff in their homes: gasoline cans, spare oil, half-containers of antifreeze, fertilizer, yard pesticides and other materials all...

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If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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www.therussellagency.com Does Your Home Need Flood Insurance? - Flooding is the most common and costly natural disaster in the U.S., so you aren’t alone facing this challenge. Many homeowners live in flood prone areas....

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Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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During hurricane season-which runs from June 1-Nov. 30-flood insurance is essential. Even low-to-moderate flood-risk zones are susceptible to flooding. 10 facts about hurricanes and flood insurance: 1. Hurricanes don’t...

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When motorists have exceptional driving skills (i.e., they drive safely), they may be able to get their auto insurance rates assessed based on how they drive. This kind of auto insurance is called usage-based insurance-...

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