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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Employee or independent contractor?

There is a common mistake employers across the U.S. are making that could cost them a lot of money: Misclassifying their employees as independent contractors. It’s easy to do, but the cost of doing so could be drastic....

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How does my auto insurance react to pothole damage?

If you have collision coverage, your auto insurance policy will cover damage caused by hitting a pothole. Potholes can impair alignment, ruin shocks and struts, puncture tires, bend wheel rims and damage other parts...

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Crime Prevention Begins at Home

I always lock my doors whenI leave my house. What else can I do to prevent abreak-in? Make your home appear occupied. Timers are inexpensive and can be effective at fooling thieves. Use them to turn lamps and radios...

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It might be time to spring clean your insurance

Spring may be the time of year for cleaning out closets and drawers and organizing attics and cellars, but it also is a great time to clean up your insurance coverages. It is important to look at your insurance...

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A household inventory—well worth the time

What is a household inventory and why do I need one? A household inventory could prove invaluable if you lost some or all of your household belongings in a fire, burglary or natural disaster. A household inventory is...

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Flooding Will Double Worldwide by 2030

A new World Resources Institute report found that 147 million people will be hit by floods from rivers and coasts annually by 2030, compared with 72 million people just 10 years ago. Damages to urban property will...

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Hurricanes and Flood....Oh My!!!

According to H. Jackson Brown Jr., “the best preparation for tomorrow is doing your best today.” At our agency, we strive to do our best to help you prepare for your tomorrow-especially if your tomorrow includes a...

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The Dangers of Drunk Driving

In 2017, nearly 11,000 people in the United States died in motor vehicle crashes involving an alcohol-impaired driver. The annual cost of alcohol-related crashes totals more than $44 billion. What can I do to help...

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Windstorm Reminder

June 1 – Nov. 30 is hurricane season. And although the Northeast may not be quite the hurricane mecca that the Gulf coast is, hurricanes and windstorms are still a real threat to homeowners along the eastern seaboard....

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