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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Boating Safety

When operating a boat, you need to make sure you take necessary steps to keep yourself, your passengers and others safe. Connecticut implements laws and regulations that aid boat operators to take these steps. First,...

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Top Ten Insurance Tips for Hurricane Season

2020 is predicted to be an active hurricane season. Don’t be caught unprepared! These steps will help you minimize hurricane damage and get back on your feet if you are struck. Just as hurricanes come in many shapes and...

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Flood damage: is my home covered? Part 2

Would flood insurance cover seepage of water into my basement? It would in certain circumstances. An NFIP policy covers the “unusual and rapid accumulation or runoff of surface waters....” So, if there is no surface...

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Flood damage: is my home covered?

Is my home insured for damage that may result from flooding caused by a hurricane or other storm? Not necessarily. Generally, coverage provided by a standard homeowners policy does not include damage caused by flooding...

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How to keep your vehicle safe from car thieves

Professional car thieves can break into a car and drive away in less than two minutes. This occurs every 40.9 seconds somewhere in the U.S. Auto theft costs Americans nearly $6 billion annually; and approximately 237.4...

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Windstorm Reminder!!!

June 1 – Nov. 30 is hurricane season. And although the Northeast may not be quite the hurricane mecca that the Gulf coast is, hurricanes and windstorms are still a real threat to homeowners along the eastern seaboard. A...

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5 Things Homeowners Need to Know in Preparing for Flood Season

5 Things Homeowners Need to Know to Prepare for 2020’s Flood Season Flood season is upon us. According to the National Oceanic and Atmospheric Administration, this flood season promises to be a wet one, with 23 states...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Senate Passes Paycheck Protection Flexibility Bill

On June 3, the U.S. Senate passed H.R. 7010, the Paycheck Protection Program Flexibility Act, by unanimous consent. The bill extends the window for businesses to be able to spend the funds loaned under the program. The...

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How are hurricanes graded?

Hurricanes are graded by the Saffir-Simpson Hurricane Scale as follows:Tropical storm-winds 39-73 mphCategory 1 hurricane-winds 74-95 mph (64-82 kt) No real damage to buildings. Damage to un-anchored mobile homes. Some...

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