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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Teach Your Kids About Insurance

The day will come when your kids will need to buy their own car insurance, renters or homeowners insurance, health insurance, or even business insurance. You can help prepare them by teaching them the importance of...

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We Won't Let You Down

When times get hard, we won’t let you down. We realize that the COVID-19 pandemic has changed your day-to-day life drastically. We want you to know that not everything has changed. We are and always will be right here...

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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My car is totaled—now what?

Your damaged car looks repairable, but instead, the insurance company has informed you that it will pay you the value of the car before the accident and keep your car as salvage. Maybe that’s what you wanted, or maybe...

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Your young drivers—help them play it safe

The Insurance Institute for Highway Safety reports teens have the highest crash rate of any group in the U.S. Also, young licensed drivers, ages 16 to 24, account for the highest fatality rates. Alarmed by the high...

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Identity theft—who’s been in your wallet?

The Federal Trade Commission estimates millions of Americans have their identities stolen every year. Identity theft occurs when an unauthorized person uses your personal identifying information, such as your name,...

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Certificates of insurance

What is a certificate of insurance? A certificate of insurance is any document that summarizes the terms, conditions and duration of an insurance contract, but it is not the contract itself. The certificate shows what...

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What you need to know before you volunteer

On Sept. 16, 1997, the Volunteer Protection Act of 1997 became effective. Concerned that volunteers have been deterred from offering their services to nonprofit organizations because of liability concerns, Congress went...

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What to do if you’re involved in an accident

What do I do at the scene of the accident? If you’re involved in a motor vehicle accident, the first thing you should do is contact the police. If anyone is injured, give details to the police, then give the victims...

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Personal life insurance: the basics

What’s the purpose of life insurance? Life insurance usually is purchased by individuals to guarantee a specific sum of money to a designated beneficiary upon the death of the insured, or to the insured if he or she...

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