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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Human Error Is Biggest Cause of Business Data Breaches

While most business owners understand the growing problem of cybersecurity failures, many small and midsize enterprises don’t have the resources to hire expert cyber risk teams. That said, companies must do something to...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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Employers, Put Diversity and Inclusion on Your Calendar in 2023

A diverse workplace can be many things, depending on the level of engagement you have with your employees. Use this calendar to choose events that will engage your employees, spark proactive dialogue or seed the...

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Homeowners Beware: Infestation and Animal Damage Exclusions

Wildlife is a pleasure to experience - but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and...

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What Is Negligent Entrustment Liability?

Negligent entrustment is a type of liability that occurs when you allow (or entrust) an employee to use an item or a machine that could cause harm and that you know they aren’t qualified to operate. If they cause an...

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Traveling Safely With Pets

People travel with their pets all the time. Some animals are small enough or self-sufficient enough that they can ride in a crate or protective case with little to no attention. Depending on the distance, they may...

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Self-storage units

It used to be that if you asked us if your homeowners insurance policy covered your property anywhere in the world, we could reply: “Yes. However, if your property is in another one of your residences, then coverage is...

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Make sure you are the only YOU out there

The Federal Trade Commission processed 2.8 million fraud reports- totaling more than $5.8 billion in losses in 2021. Identity theft occurs when an unauthorized person uses your personal identifying information (e.g.,...

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Roommates: They are not just for college anymore

2018 Pew Research Center study cited that nearly 1-in-3 U.S. adults live with at least one adult roommate. Now that inflation and everyday costs are spiking, you may be in the market for a roommate to defray some of...

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