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The Russell Agency, LLC Blog

All You Ever Wanted to Know About Insurance

Do You Need New York State's Workers' Compensation Coverage?

Without workers’ compensation coverage, the price of an employee injured on the job can be devastating to your business. Also, if your business is supposed to have coverage and doesn’t, the penalties can be severe....

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Does Your Business Need Earthquake Insurance?

According to the United States Geological Survey (USGS), 42 states have some degree of earthquake risk - with 43 percent of those states having high or very high frequency of earthquakes. If your business is located in...

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Are Your Contents in a Storage Unit Covered?

Isn’t it funny how, as our homes get bigger and our families get smaller, our need for extra storage space grows? According to 2019 U.S. census data, the average number of people in an American household fell steadily...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Can You Mulch Your Landscaping and Avoid Insect Infestations?

When the weather gets warmer, laying mulch in your yard is often a priority. But as you get ready to conquer this task, a neighbour tells you she spread mulch on her property and struggled with a terrible carpenter ant...

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What is Ransomware and How Do You Prevent It From Harming Your Business?

Ransomware is a kind of malicious software that blocks or restricts your access to your computer systems and data until you pay a fee to the attacker. If you refuse to pay or can’t find a way to fix the problem, your...

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Distracted Driving: Don't Take the Risk

Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over four times more likely to be involved in an accident? Let’s take a look at what constitutes distracted driving, what...

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How to Achieve Work-Life Balance

Balancing the demands of your home life and your work life – not to mention your personal needs – is an ongoing challenge for the majority of Americans. The good news is, it’s possible if you take very intentional...

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Getting Auto Insurance With a Foreign Driver’s License

If you’re one of the millions of foreign nationals who visit the United States every year, you may want to be able to drive while you’re here. International students, foreign visitors and non-U.S. residents are all...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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